Payments

Reown offers a comprehensive Payments toolkit, supporting all levels of users, multiple chains and diverse asset types. Instead of a single rigid flow, Reown provides modular solutions for different financial needs, giving you access to hundreds of millions of users via 600+ wallets and multiple exchanges, with support for EVM, Bitcoin, Solana, Ton and Tron networks.

Reown’s all-in-one toolkit for creating seamless payment flows includes:

1. Onramps: Let users buy cryptocurrencies with fiat currencies, like dollars or euros directly in-app.

2. Swaps: Let users swap coins and tokens seamlessly, directly in-app.

3. Pay with Self Custodial Wallet: Let users pay with their self custodial wallets like MetaMask, Trust, Ledger, and more.

4. Deposit with Exchange: Let users deposit funds in-app via Centralized Exchanges (CEXs) wallets, like Binance.

Get Started

If you’re looking to enable crypto payments in your online or in-person business, check out WalletConnect Pay, our all-in-one payments solution. Compare Reown Payments and WalletConnect Pay here →

Onramps

Get started with Reown Onramps.

Swaps

Get started with Reown Swaps.

Pay with Self-Custodial Wallets

Get started with Pay with self-custodial wallets.

Deposit with Exchange

Get started with Deposit with Exchange.

Reown Payments or WalletConnect Pay? Which solution is better for me?

To understand which solution is better for you, browse and answer these questions for your own business.

Are you a crypto-enabled app developer or are you looking to accept crypto payments in any other type of business?

The Reown SDK is designed for crypto-enabled app developers, incorporating payments solutions into a wider stack also offering authentication and interaction solutions. WalletConnect Pay is a standalone B2B payments infrastructure product targeting merchants, PSPs, and e-commerce/POS systems — it’s purely focused on crypto payment processing.

The bottom line:

• If you’re building a crypto-enabled app, Reown is likely your best solution
• If you want to accept crypto payments in your online or in-person store, WalletConnect Pay may suit you better.

Which architecture type suits your business better?

The Reown SDK’s payment solutions are client-initiated: your frontend passes payment parameters (recipient, amount, asset) directly into the SDK, which opens a modal UI and handles the flow. WalletConnect Pay is server-authoritative: a payment intent is created server-side, and the wallet resolves the canonical payment details by calling Gateway endpoints. This means the server defines what the wallet does, not the client, making WalletConnect Pay more tamper-resistant.

What level of compliance do you need?

WalletConnect Pay provides infrastructure for compliance reporting that Reown doesn’t. When a user connects their wallet, WalletConnect Pay runs 3 pre-execution checks; Wallet screening, location check and identity screening. These checks do not replace or outsource your own regulatory obligations. Instead, they can be incorporated into your own compliance process to help you meet your necessary obligations.

What other features do you need?

Reown offers broader solutions such as smart accounts, app analytics, funding from existing wallets, hooks and interactions infrastructure and more.

WalletConnect Pay is purely for payments, also offering deeper payment solutions such as merchant reconciliation, fiat off-ramp, POS integration, gateway API, payment history, and whitelabel.

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Reown Payments vs WalletConnect Pay — Features Comparison

Feature	Reown SDK	WalletConnect Pay (WCP)
KEY DIFFERENCES
Description	Full-stack Web3 app SDK	Crypto payments infrastructure
Built for	Crypto-enabled app developers	Merchants, PSPs, e-commerce/POS platforms
Architecture	Client-initiated (frontend passes params to SDK)	Server-authoritative (wallet resolves intent via gateway)
Checkout surface	Embedded in-app modal	Scan-to-pay (QR), POS terminal flows
Wallet support	700+ wallets	700+ wallets
Multi-chain support	Yes (EVM, Solana, Bitcoin, Ton, Tron)	EVM now; Solana coming soon
Integration method	1 SDK in app code	REST API embedded in merchant/PSP systems
Merchant Autonomy	Full wallet ownership retained by merchant	Permissions abstracted via gateway
INCLUDED FEATURES
Cross-chain swaps	✅	✅
Gas sponsorship	❌	✅
Onramp	✅	❌
Deposits to existing crypto wallets (Self-custodial & Exchange)	✅	❌
Smart accounts	✅	❌
Social/email onboarding	✅	❌
Blockchain API & smart contract hooks	✅	❌
Analytics	✅	❌
Merchant reconciliation & dashboard	❌	✅
Whitelabel / headless	✅	✅
Fee splitting	❌	✅ (coming soon)
CHECKOUT EXPERIENCE
POS (in-store) payments	❌	✅
E-commerce checkout integration	❌	✅
Merchant fiat settlement	❌	✅
Refunds	❌	✅
Cashback	❌	✅
COMPLIANCE
Merchant can prove wallet ownership for compliance reporting	✅	❌
KYC / AML / Sanction screening	❌	✅
Travel rule compliance	❌	✅

Payments FAQs

What happened to "Pay with Exchange"?

The Pay with exchange feature has been deprecated due to the evolving challenge of compliance for our partner centralized exchanges. In future, it may be added to WalletConnect Pay. To learn more about WalletConnect Pay, visit the docs here →

What happened to one-click checkout?

One-click checkout has been migrated to WalletConnect Pay. To set up seamless crypto payments for your business, visit the WalletConnect Pay docs here →